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Based on our experience, this happens more often with debit cards, and it is particularly annoying when it happens with gift cards and pre-paid cards. This unusual situation may arise when your credit card bank approves the transaction but the payment processor still denies the transaction because, for example, the address you entered did not match the billing address or your CVV2 number was incorrect. All purchases are handled by one of the following secure and trusted third-party payment processors. It may look as if you were double-charged or otherwise over-billed when you see more transactions on a given date than you made, so just keep in mind that they are likely just transactions from a previous day. If a transaction results in a disputed charge by mistake, we may allow the member an opportunity to repay the balance to bring the account back into good standing. If you would like a refund, please Contact Support and we will do our best to help you. If none of these work, please Contact Support. Our payment processors use the current exchange rates to charge prices in other world currencies. Views Read View source View history. Please read the Are you sure you want a Refund page first. This pending charge will go away by itself within business days and you will not be charged anything since the purchase was declined. Navigation Main page Recent changes Random page Help. Unlike other websites, we do not discriminate between countries and charge members from some countries more than others. These prices may change every day as the market exchange rate changes. The funds will be released back to the gift card, but it just takes longer. We offer several different payment processors so that our members can use the one that offers them the best price. This can happen for a number of reasons such as bank holidays, weekends, differences in time zones across countries, etc. It is much easier to just Contact Support and ask for a refund. If you attempt to make a purchase and your card is declined, we will generally not have any additional information as to why it was declined. So please be patient and just wait the few days for the hold to be released. Even threatening to dispute a charge with your credit card or bank will likely lead to your being banned. If you contact the payment processor or credit card company directly and ask them for a refund, our system will automatically assume that the charge came from a stolen credit card and will therefore blacklist you from ever returning to our website. Retrieved from " https: Navigation menu Personal tools Log in. However, in very rare cases, some customers have reported that the amount they see charged on their bank statement is slightly higher than the posted price. It is very important that you repay any disputed charges through our system, because if you simply call your credit card company and have the chargebacks reversed, we do NOT receive those funds and therefore your account would not be reinstated. The currency exchange rate offered by our payment processors will likely be slightly worse than the global market rate since that is how they charge a fee for the currency conversion. This page was last edited on 4 January , at Privacy policy About Wiki.{/PARAGRAPH} The only way for the hold to be released early before it goes away naturally in a few days is for the payment processor to fax an authorization letter to the credit card bank, which they will not do because it is impractical. In this case, the credit card puts a hold on the funds for up to days, but since the payment processor declined the transaction, the funds will not be withdrawn. If you would like a refund, please Contact Support and we will refund you ourselves. Any sort of disputed charge, charge-back, stop-payment, or anything else that prevents us from collecting the funds on a purchase that you made will be treated as fraud. In some cases, a purchase may show up on your credit card statement as having been made on a different date, usually a day or two after you actually made the purchase. If you have any additional questions, please Contact Support and we will get back to you right away. The prices you are charged for token packages are clearly posted and we never charge any additional fees. Your account will be blacklisted and we will fight to the fullest extent of the law to collect the funds for our models. This situation happens more often with the payment processors CCBill and Netbilling, and less often with Epoch. {PARAGRAPH}Please see the Payment Methods page for more information on the payment methods we accept and how they work. Here are a few things we suggest:. In rare cases, when a credit card purchase is declined, you may still see a pending charge on your credit card balance for a few days.
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